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In addition, the designations of country groups are intended solely for statistical or analytical convenience and do not necessarily express a judgement about the stage of development reached by a particular country or area in the development process.

The major country groupings used in this Report follow the classification of the United Nations Statistical Office.

The sharing of data for this report by Eurostat, ITU, Nokia, OECD and the World Bank is also highly appreciated. Improving business registration and licensing procedures ..............................................................672. Enhancing access to relevant information.......................................................................................74a. Making markets work better: the case of rural enterprises in Zambia .........................................74b.

The cover and other graphics were designed by Sophie Combette and Nathalie Loriot. Telecommunications ......................................................................................................................49a. Private-sector investment in telecommunications .......................................................................49b. Opportunities for PSD in the mobile sector ................................................................................512. Improving tax policies and administration .......................................................................................693. Trade facilitation measures .............................................................................................................70-. Ethiopia Commodity Exchange: revolutionizing Ethiopian farming ..............................................75c. Mobile money services ...................................................................................................................772. Mobile solutions to international remittances ..................................................................................803. Microfinance and ICTs ....................................................................................................................824. Policy challenges and opportunities with mobile money .................................................................85a. Access to finance ..........................................................................................................................922. Time constraints due to family responsibilities ................................................................................933.

Countries with economies in transition: South-East Europe and the Commonwealth of Independent States. Additional inputs were contributed by Tiziana Bonapace, Stephania Bonilla, Julia Burchell, Giuseppe Di Capua, Fulvia Farinelli, Richard L. Field, Frank Grozel, Dylan Higgins, Henriette Kolb, Martin Labbe, Reema Nanavaty, Ali Ndiwalana, Geoffroy Raymond, Michael Riggs, Roxanna Samii, and by various experts at the United Nations Economic Commission for Africa, the United Nations Economic and Social Commission for Asia and the Pacific, and the United Nations Conference on International Trade Law. BAN Ki-moon Secretary-General United Nationsiv INFORMATION ECONOMY REPORT 2011ACKNOWLEDGEMENTSThe Information Economy Report 2011 was prepared by a team comprising Torbjörn Fredriksson (team leader), Cécile Barayre, Scarlett Fondeur Gil, Diana Korka, Rémi Lang, Thao Nguyen, Marta Pérez Cusó and Smita Barbattini, under the direct supervision of Mongi Hamdi and overall guidance by Anne Miroux. The Information Economy Report 2011 benefited from major substantive inputs provided by Christopher Foster, Michael Minges, Raja Mitra and Simon White. Reference to companies and their activities should not be construed as an endorsement by UNCTAD of those companies or their activities.

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