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Life insurance is about providing protection to the dependents.At the same time, it also provides peace of mind to the living person.The insurer may get the matter investigated if it finds any kind of discrepancy in the claim or the cause of death of the insured person.

Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.

However, a person may make anybody the beneficiary of the policy.

The insurance policy is a legal contract between the insurer and the insured.

However, if you go country-wise, the system would be simple to understand.

In Australia, premiums paid through superannuation fund are taxable.

Despite this, a large number of people on this planet lead an uninsured life. To receive the death proceeds from the insurance company, the beneficiaries need to produce a death certificate of the insured person and proof of their own identity.

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