Live webcam echeck

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60-120 seconds, 1-5 minutes, 10 minutes)—If the user decides to resend from the device, he or she must check the pop up window that requires the user to submit for wireless electronic check deposit request after viewing once the image has been delivered to his or her account; the transmission request and transaction data is then documented and sent to the bank to be recorded and possibly monitored; user is capable of scanning the endorsed check onto the device, which automatically delivers the image to the computer program's online system; User then goes to the website—entering his/her id and passcode to view the scanned image; All scans initiated through the device are sent to the user's account and automatically documented and monitored for security protection; check images have the ability to be stored for future deposits (ie.in the case of post dated checks), where the system can be set to deposit a check (or an unlimited number of checks) on a specific date for processing; device comprised of pre-installed connectivity ports (such as USB, firewire, serial cable), antenna, power button, backup battery, rechargable battery, carrying case (for travel), refillable ink and blade slots (optional), send button, preinstalled Wi-Fi/Bluetooth chip to enable wireless capabilities (to allow device not only connectivity to the wireless computer network, but enablement to scan the endorsed check image wirelessly without the need for a connectivity port or cable); scanning, and depositing and cashing a check and/or money order online (WEDS.That is was a moving image, before capture of image, and that image is shape and color texture/cells, and skin scales that comprise human flesh) before request can be complete, which occurs before or after validity of the document/image (check and/or money order) being requested for immediate cashing (funds transfer—monies availability). The claim of method 1, further comprising of a power button, 1 to 3 USB ports and 1 to 3 firewire ports, 1 to 3 serial cables (for computer connection when wireless option is not in use), status button (which reports the status of the image—successful or unsuccessful), multi bank identifier options A, B, C (to link to specified banking accounts), switch indicator (allows user to determine which designated banking account area to send transmittal to—for example switch A for user's first banking account, switch B for user's second bank account, switch C for user's third bank account), attachable, extendable holder that feeds checks into device, and/or holds checks after they have been fed into device, interchangeable for connection on either side of device, window that opens (for multiple check and/or money order transmittal processing, attachment clip that holds and connects extendable holder to device, magnetic strip and swipe reader that reads data on the check to verify that image being transmitted is a check, before being delivered for OMS processing, virtual memory that acts as automatic backup for user (virtual memory time frame can range from 30 minutes, 24-48 hours, 72 hours, etc), void check button that activates check voiding feature after it has been scanned and wirelessly delivered using WEDS onto OMS, print image option (which can be connected to computer to print image offline, and/or connected to a printer for direct image printing, and/or beamed to a printer for image printing (through infrared beam on device), unique fax number with fax system built into WEDS computer network so all images faxed to unique fax number (that identifies and links each individual user to their OMS account, and to user banking account) are directly sent to computer network, and linked to the OMS, so user can log on to OMS account system to navigate, submit request, and have request processed by the OMS virtual teller processing system, cutters/blades (that lay flat and raise once command is initiated), switch that initiates blade feature, rechargeable battery, battery recharger, power chord (for backup should internal rechargeable battery become low), button for ink imprint feature, option for installed ink imprints (to imprint on checks for added voided upon successful scan), antenna for wireless frequency to accept and deliver data, unit comprised of durable plastics to produce the device; pre-installed connectivity ports (such as USB, firewire, serial cable), antenna, power button, backup battery, rechargeable battery, carrying case (for travel), refillable ink and blade slots (optional), send button, preinstalled Wi-Fi/Bluetooth chip to enable wireless capabilities (to allow device not only connectivity to the wireless computer network, but enablement to scan the endorsed check image wirelessly without the need for a connectivity port or cable); a slot that allows users to save important data to a data card, infrared beam option—which allows user to beam data to a infrared capable device; device foldable to be folded to increase travel, compact necessities; extendable antenna which increases the level of frequency for signal connectivity; an internal memory chip (in addition to flash memory feature and virtual memory that is preinstalled in device) inside device that temporarily saves the scanned image (for 30-45 minutes or more—which gives user enough time to troubleshoot or resend the scan through the system using the device) internally onto the device, should a shut down or check voiding procedure malfunction (ie.check scanning on the device but no delivery to the online system, check be voided in error, loss of power due to, low, or empty battery failure), so that another wireless electronic check deposit transmittal can take place should the system's online user account not recognize the scan; temporary image saver is a vital feature that allows the user to resubmit a scan should any malfunction take place; once the image is viewed, it must be submitted for deposit, or it is automatically deleted for security (temporary view time frame will be allotted i.e.Wireless Electronic Check Deposit Scanning and Cashing Machine (also known and referred to as WEDS) Web-based Online account cash Management computer application System (also known and referred to as OMS virtual/live teller)—collectively invented integrated as “WEDS. Method and Apparatus for Depositing and Cashing Ordinary paper and/or substitute checks and money orders online Wirelessly from home/office computer, laptop, Internet enabled mobile phone, pda (personal digital assistant) and/or any Internet enabled device. A method for conducting an online check and/or money order cashing and deposit transaction using a Wireless Electronic Check Deposit Scanning and Cashing Machine (also known and referred to as WEDS); And web-based Online account cash Management computer application System (also known and referred to as OMS virtual/live teller) collectively invented and operated as “WEDS.WEDS enables verification and transmittal of image, OMS is the navigation tool used to set commands and process requests, integrated with WEDS, working collectively as WEDS. OMS”; Method and Apparatus for Depositing and Cashing Ordinary paper and/or substitute checks and money orders online Wirelessly from home computer (pc and/or mac compatible), office computer, laptop, Internet enabled mobile phone, Internet enabled mobile device, Internet enabled pda (personal digital assistant) and/or any Internet enabled device; Wireless Electronic Check Deposit Scanning and Cashing Machine (wireless data transmission) with web-based cash management computer application System Controlling (wireless navigating) permits wireless transmission of data (endorsed check image and/or money order image) through WEDS and wireless navigation and control of that data through the OMS wireless computer network (where it is transmitted to) and web-based computer controlled application system (where it is controlled and linked to) so the OMS acts a 24 hour, 7 day a week virtual teller that receives, verifies and processes requests to expedite deposit transactions and cash checks and money orders for immediate funds availability in an Online, Wireless Environment; WEDS functionality of the invention allows the wireless data transmission from the device to be transmitted and delivered to the (wireless) computer network, which is where processing begins through the OMS, the online account navigation system, comprising of the steps of: A unique, secure Wireless Electronic Check Deposit Scanning and Cashing Machine (also known and referred to as WEDS); And web-based Online account cash Management computer application System (also known and referred to as OMS virtual/live teller) is used to wirelessly Scan, Verify, Capture and (wirelessly) Transmit the image of an (front and back) endorsed check (and/or money order) image to deliver to a wireless computer network (using WEDS), that is linked and delivered to a web-based computer application software controller system program for processing (which is the OMS)—which acts as virtual teller (verify and process request for online check deposit, clearing/moving check owner's funds into user/depositor checking account for check dollar amount; performing the action of an electronic funds transfer, also known as an ETF—wired into user's/depositor's account), linked and delivered to a secure site where user/depositor's account receives, controls, and confirms the transaction request (through the OMS), by confirming endorsed check image data for online check deposit(s) and setting online user preferences and input typing verification of check data delivered to the online account management system (OMS) before request to deposit (i.e.In addition, we collect a monthly service charge to cover about half of our fixed costs we incur regardless of how much water you buy, such as reading the meters and keeping the reservoirs and pipelines ready for our customers.Of the small amount we keep, we maintain about 300 miles of water mains and 44 reservoirs, as well as thousands of valves, appurtenances, and fire hydrants, spread over 100 square miles.

You will need the student’s Banner ID number (it begins with the @ symbol) in order to make a payment online. To pay by e-check, you will incur an additional flat fee of

You will need the student’s Banner ID number (it begins with the @ symbol) in order to make a payment online. To pay by e-check, you will incur an additional flat fee of $1.

OMS system); Device materials being comprised of durable plastic (outside and internal build) comparable to that of a palm pilot's cover/shell plastic, consisting of onboard (integrated) Bluetooth 802.11b Wireless Networking—WI-Fi LAN and Bluetooth, secure digital slot, biometric fingerprint lock, removable battery, two USB ports, two firewire ports, infrared beam, 10Base-T Ethernet, Ir DA, transreflective screen with Screen protector, mini flashboard and/or disk on chip flash, rechargeable removable battery, optional flash programming port, internal Bluetooth, memory chip and virtual memory, extendable antenna and holder and feeder, bank identifier switchers, window scanning device (both small and large), with a swipe head reader that reads the numbers on the device to ensure wireless connectivity with the software).

, further comprising of non-check documents that fit the size capacity can be scanned and wirelessly transmitted to the computer network, linked to the user account for document service option (ie.

routing number, check account number, check number, date on check, financial institution, along with user/depositor's name, and transaction data) request has been submitted for online check and/or money deposit (or check/money order cashing)—includes scanning and depositing (front and back) an endorsed check image (and/or money order) online through Wireless Transmission (WEDS), onto a wireless network, that links to an OMS (using WEDS), where the user can log in, set preferences, and begin OMS processing (Infrared beam, on device to allow stored images from device to be beamed onto printer or wireless, Bluetooth 802.11 enabled device, with Intel inside); processing wireless check cashing capability where user scans front and back of the endorsed check, and/or substitute check (or money order) and wirelessly delivers to OMS using WEDS; after logging on, user must use his or her web cam (web camera) which identifies and records user's actions and request for check and/or money order cashing (also can be used for check deposit requests) by capturing and storing the face image, live image of the user, to verify that face feature imprint is identical to picture of customer/user taken at the bank, and recorded for fraud protection as a picture and data transaction file, in addition to system recording user's ISP (internet service provider) address (in addition to LAN—local area network for computer network communication processing area) to locate (an approximation of) where user was at time of request, and what device user was using (i.e.

Internet connection from dial up, or cable modem desktop, dial up service provider on cell phone/pda, etc.), and user id (identification) used to log in to process and request transaction through OMS account access, which is navigated on a secure website, and user is (optional) pre-fingerprinted at bank before use of check cashing option (substitute check is valid through Check 21 Century Act, effective, October 2004); OMS recognizes live web cam connection, and captures image of user to record proof of user transaction for security; System can detect whether the live cam is activated, and whether or not a live individual is present at time of transaction in order to allow user to submit request—during processing of request, system captures image (picture) of user requesting to cash check and/of money order and verifies validity of the picture (ie.

Except for orders containing nicotine products, where payment can only be processed by Pay Pal, you can choose to place orders with or without using Pay Pal.

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You will need the student’s Banner ID number (it begins with the @ symbol) in order to make a payment online. To pay by e-check, you will incur an additional flat fee of $1.OMS system); Device materials being comprised of durable plastic (outside and internal build) comparable to that of a palm pilot's cover/shell plastic, consisting of onboard (integrated) Bluetooth 802.11b Wireless Networking—WI-Fi LAN and Bluetooth, secure digital slot, biometric fingerprint lock, removable battery, two USB ports, two firewire ports, infrared beam, 10Base-T Ethernet, Ir DA, transreflective screen with Screen protector, mini flashboard and/or disk on chip flash, rechargeable removable battery, optional flash programming port, internal Bluetooth, memory chip and virtual memory, extendable antenna and holder and feeder, bank identifier switchers, window scanning device (both small and large), with a swipe head reader that reads the numbers on the device to ensure wireless connectivity with the software)., further comprising of non-check documents that fit the size capacity can be scanned and wirelessly transmitted to the computer network, linked to the user account for document service option (ie.routing number, check account number, check number, date on check, financial institution, along with user/depositor's name, and transaction data) request has been submitted for online check and/or money deposit (or check/money order cashing)—includes scanning and depositing (front and back) an endorsed check image (and/or money order) online through Wireless Transmission (WEDS), onto a wireless network, that links to an OMS (using WEDS), where the user can log in, set preferences, and begin OMS processing (Infrared beam, on device to allow stored images from device to be beamed onto printer or wireless, Bluetooth 802.11 enabled device, with Intel inside); processing wireless check cashing capability where user scans front and back of the endorsed check, and/or substitute check (or money order) and wirelessly delivers to OMS using WEDS; after logging on, user must use his or her web cam (web camera) which identifies and records user's actions and request for check and/or money order cashing (also can be used for check deposit requests) by capturing and storing the face image, live image of the user, to verify that face feature imprint is identical to picture of customer/user taken at the bank, and recorded for fraud protection as a picture and data transaction file, in addition to system recording user's ISP (internet service provider) address (in addition to LAN—local area network for computer network communication processing area) to locate (an approximation of) where user was at time of request, and what device user was using (i.e.Internet connection from dial up, or cable modem desktop, dial up service provider on cell phone/pda, etc.), and user id (identification) used to log in to process and request transaction through OMS account access, which is navigated on a secure website, and user is (optional) pre-fingerprinted at bank before use of check cashing option (substitute check is valid through Check 21 Century Act, effective, October 2004); OMS recognizes live web cam connection, and captures image of user to record proof of user transaction for security; System can detect whether the live cam is activated, and whether or not a live individual is present at time of transaction in order to allow user to submit request—during processing of request, system captures image (picture) of user requesting to cash check and/of money order and verifies validity of the picture (ie.Except for orders containing nicotine products, where payment can only be processed by Pay Pal, you can choose to place orders with or without using Pay Pal.

.OMS system); Device materials being comprised of durable plastic (outside and internal build) comparable to that of a palm pilot's cover/shell plastic, consisting of onboard (integrated) Bluetooth 802.11b Wireless Networking—WI-Fi LAN and Bluetooth, secure digital slot, biometric fingerprint lock, removable battery, two USB ports, two firewire ports, infrared beam, 10Base-T Ethernet, Ir DA, transreflective screen with Screen protector, mini flashboard and/or disk on chip flash, rechargeable removable battery, optional flash programming port, internal Bluetooth, memory chip and virtual memory, extendable antenna and holder and feeder, bank identifier switchers, window scanning device (both small and large), with a swipe head reader that reads the numbers on the device to ensure wireless connectivity with the software)., further comprising of non-check documents that fit the size capacity can be scanned and wirelessly transmitted to the computer network, linked to the user account for document service option (ie.routing number, check account number, check number, date on check, financial institution, along with user/depositor's name, and transaction data) request has been submitted for online check and/or money deposit (or check/money order cashing)—includes scanning and depositing (front and back) an endorsed check image (and/or money order) online through Wireless Transmission (WEDS), onto a wireless network, that links to an OMS (using WEDS), where the user can log in, set preferences, and begin OMS processing (Infrared beam, on device to allow stored images from device to be beamed onto printer or wireless, Bluetooth 802.11 enabled device, with Intel inside); processing wireless check cashing capability where user scans front and back of the endorsed check, and/or substitute check (or money order) and wirelessly delivers to OMS using WEDS; after logging on, user must use his or her web cam (web camera) which identifies and records user's actions and request for check and/or money order cashing (also can be used for check deposit requests) by capturing and storing the face image, live image of the user, to verify that face feature imprint is identical to picture of customer/user taken at the bank, and recorded for fraud protection as a picture and data transaction file, in addition to system recording user's ISP (internet service provider) address (in addition to LAN—local area network for computer network communication processing area) to locate (an approximation of) where user was at time of request, and what device user was using (i.e.Internet connection from dial up, or cable modem desktop, dial up service provider on cell phone/pda, etc.), and user id (identification) used to log in to process and request transaction through OMS account access, which is navigated on a secure website, and user is (optional) pre-fingerprinted at bank before use of check cashing option (substitute check is valid through Check 21 Century Act, effective, October 2004); OMS recognizes live web cam connection, and captures image of user to record proof of user transaction for security; System can detect whether the live cam is activated, and whether or not a live individual is present at time of transaction in order to allow user to submit request—during processing of request, system captures image (picture) of user requesting to cash check and/of money order and verifies validity of the picture (ie.Except for orders containing nicotine products, where payment can only be processed by Pay Pal, you can choose to place orders with or without using Pay Pal.

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